Office for the Aging

What is Long Term Care?

What is Long Term Care?

For years, people thought that long term care only meant nursing home care.  Today, long term care means medical and non-medical services that help disabled children, adults, and the elderly who cannot do everyday things for themselves.  For example, there may come a time when a person needs help getting dressed, eating, or bathing. Long-term care can also mean the kind of care a person might need if he/she has a serious brain illness like Alzheimer’s Disease.  Sometimes long term care services even help people get better.  The information here will help you learn about what is available in your county. 

Who is it for?

Long term care is much more than only helping our elders.  These services can be used by people of all ages for many reasons.  How and where can I get the help?  See below for information.

Chronic Disease or Disability- People of any age with conditions such as Alzheimer’s Disease or Cerebral Palsy may need care over a long period of time.  This can help people to live as freely as they’re able to. They also may need more care if the disease continues. 

Behavioral Health- People of any age who have mental health illness or developmental disabilities may need services for long periods of time to help them live as freely as possible. 

Acute Illness or Injury- People of any age who have had strokes or have been hurt in an accident may not be able to care for themselves.  They may need help while they try to get better. 

Limitations Associated with Aging- As a person gets older, it can become hard to care for him or herself.  They may need services so they can live as freely as possible. 

Where can I get Long Term Care Services?

Long Term Care Services are offered in many settings, including:

  • In your community where you live
  • In your home
  • In a residential setting where a group of people live in the same building
  • In a nursing home

Services are available to help you feel secure, calm, and at ease in any setting you live in.

Long-Term Care Insurance

Long-term Care Insurance covers long-term care services provided in a nursing home, at home, or in community-based settings, which Medicare, Medicare supplemental insurance (Medigap), and traditional health and disability insurance plans typically do not cover.

For more information on long-term care insurance please click here to see a presentation. You will also find other articles of interest in the Long Term Care section in the Document Library.

The following web sites provide details of the New York State Partnership for Long-Term Care Insurance:

Center for Medicare Education: Understanding Long-Term Care Insurance